Starting a business takes drive, passion and a keen awareness of the relevant law. If you have questions about starting a business, contact our firm to schedule a consultation with an experienced attorney.
Business Formation Attorney in Springfield, Missouri
The decisions you make before your business ever opens its doors are the ones that can have the greatest impact on your prospects for success. To make your decisions the right decisions, rely on the experienced legal counsel and personal attention you'll find at The Piatchek Law Firm, LLC. When you hire us to help you set up or reorganize a business, we will start by learning as much as we can about you, about the nature of your business and about your immediate and long-term objectives. We will explain the key differences between possible options and the potential results of each. We want to make sure you are making truly informed decisions. After you choose how to proceed we provide all the services necessary to establish the type of entity you want in compliance with Missouri state law.
To learn more about business formation services or attorney Joseph J. Piatchek — call us at 417-882-5858 or contact us online. We offer free business formation consultations and are available for evening and weekend appointments.
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Whether you are planning to start a new business or reorganize an existing one, our law firm can provide the quality, affordable legal services you need to make that happen. For a free consultation about these issues in southwest Missouri, call or contact our Springfield law offices.
The Piatchek Law Firm, LLC offers dedicated personal attention and individualized business law services to clients in the Springfield area and throughout southwest Missouri. Contact us for a free consultation regarding your business needs today. Evening and weekend appointments are available upon request.
The Piatchek Law Firm, LLC would like to remind you that neither the Supreme Court of Missouri nor the Missouri Bar reviews or approves certifying organizations or specialist designations. Also, the choice of a lawyer is an important decision and should not be based solely upon advertisements.
Insurance for the Business and Its Employees
A new business owner should understand the insurance policies that are available for both the business and its employees. It is important to analyze the risk exposure before determining the type and amount of insurance that will best protect the new investment. In addition, laws or contractual agreements may require certain types of policies. An attorney from The Piatchek Law Firm, LLC in Springfield, Missouri, can assist you with your questions today.
Insurance for the Business
The following are types of insurance that a new business owner will want to explore:
Commercial multi-peril policy or business owner's policy: A comprehensive commercial policy that covers numerous risks for business owners.
General liability insurance: Provides coverage in case of injury to a third person or damage to another's property.
Property insurance: Protects against loss or damage of business property due to fire, vandalism and other destruction.
Malpractice or professional liability insurance: In the case of a claim of negligence, error or omission, indemnifies the business; required in some states and industries.
Product liability insurance: Insurance that protects a manufacturer, wholesaler or seller of a product in case of liability due to that product's causing harm to a consumer.
Business interruption insurance: Protect the business in case of loss when ongoing business is interrupted by damage to or loss of property.
Business vehicle policy: Insures vehicles used primarily for business purposes; if employees use their own vehicles for work, additional coverage may be necessary.
Umbrella insurance: Supplemental insurance that extends or amplifies other coverage.
While it is vital to secure proper insurance for a new business, the owner will also want to ensure that he or she does not purchase too much insurance. The best insurance package will offer sufficient coverage and be cost effective.
Insurance for the Business Owner and the Employees
A new business owner should also be aware of the following types of insurance, which are designed to protect both employees and owners:
Workers' compensation insurance: Most states require workers' compensation insurance; it covers employees in case of work-related accidents.
Health insurance: In addition to individual health insurance policies, many businesses offer employees the option of being part of a group insurance plan.
Life insurance: This type of policy is payable upon the death of the insured.
Disability insurance: Disability insurance covers a business owner or an employee in case working is impossible due to illness or injury; it typically pays out a certain percentage of the insured's income.
Key-employee or "key-man" insurance: Protects the business in case a key employee dies or is unable to work; it may cover the income that the key employee generated or the cost of filling the functions the key person performed.
Contact an Attorney
Insurance is very important for the protection of your new business investment. An attorney from The Piatchek Law Firm, LLC in Springfield, Missouri, can assist you in deciding which insurance will best suit your business.
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